Services
Our Services

APPLY FOR INDIVIDUAL HEALTH & DENTAL CARE

APPLY FOR TRAVEL OR VISITOR INSURANCE

• Business Insurance

  - Buy/Sell Agreement Funding
  - Business/Estate/Succession Planning
  - Business Overhead Insurance
  - Critical Illness Insurance
  - Debt & Collateral Insurance
  - Disability Insurance

  - Key Person Insurance

• Group Benefit Programs

- Life Insurance

- Accident Insurance

- Critical Illness Coverage

- Disability Insurance

- Disability Management Programs

- Extended Health Benefits

- Dental Care

- Employee Assistance Plan

- Group Retirement Programs 

• Self-Insurance

- Administrative Services Only

- Cost Plus 

- Health Care Spending Accounts

- Private Health Services Plan

   (Health & Welfare Trust)

• Individual Health Insurance

  - Coverage After Retirement
  - Individual Health & Dental
  - Out of Country Travel
  - Visitor to Canada

• Personal Insurance

- Family Security

- Final Expenses

- Mortgage Life Insurance

• Retirement Planning

- Annuities

- Group RRSP

- Registered Retirement Income Funds

Business Plan Document
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Review


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Consider
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Establish
04
Communicate
Our Expert
Michael Crowe

Principal Consultant

Testimonials

Michael is very dedicated to providing the best coverage possible, at competitive rates, while maintaining outstanding service.

Gary Froats Financial Advisor

Michael Crowe understood our company's needs and advised us on selecting the best, most sustainable benefits package. He also made recommendations on reducing costs. Excellent response time whenever clarification or information was needed. Thank you, Michael.

Galina Freed

As parents of a recently injured Volunteer Firefighter we want to tell you how very impressed we were at your prompt response and sincere sympathies to our son's injuries sustained in a car accident.  When his Fire Chief informed us that you had responded to his after hours message almost immediately that was amazing enough but to have you show up at the hospital the very next day with all the paperwork and information to commence his claim was, "knock me over with a feather" astounding.    The follow-up advice we have sought in dealing with other complicated issues involving another insurance provider has been most helpful in guiding me/us in the right direction to get the best benefits possible for our son.   This is to say the least, a very trying time for our son and our family.  We know it fell at a very busy time for you in your professional commitments and yet you have kept in constant email contact with us while travelling.  We cannot thank you enough for this level of support and commitment to the Emergency Service Organizations that you serve.    We are sending this letter to the Board of the Fire Department so they are aware of our appreciation to yourself as well as to them for purchasing insurance coverage for their members through your company.

- Arlyene & Larry Moberg Parents